How It Works

Affordable, Flexible Financing for Veterans, Active-Duty Service Members, and Eligible Spouses

Your Mortgage, Made Simple

Buying a home doesn’t have to feel complicated. Here’s how our process works from start to finish.

1. Pre-Approval

We evaluate your income, credit, and goals to determine what you can comfortably afford. This helps you shop confidently.

2. Choose Your Loan Program

We explain your options clearly — VA, USDA, FHA, Conventional, or other specialized programs.

3. Submit Your Application

Our secure online portal allows you to upload documents and track your progress.

4. Processing & Underwriting

We verify your information, order necessary items (like appraisal), and keep you updated as your file moves through the process.

5. Clear to Close

Once everything is approved, we schedule your closing — the final step to becoming a homeowner.