Commercial & Investment Property Loans

Financing Options for Local Businesses, Investors, and Developers

Overview

Commercial loans support the purchase, improvement, or refinancing of business properties and investment real estate. Whether you’re expanding your business, purchasing rental units, or funding a development project, we offer financing options built for local entrepreneurs throughout Southside Virginia.

Property Types We Can Assist With

• Office buildings

• Retail or mixed-use properties

• Multi-unit residential

• Light industrial

• Warehouses

• Investment properties

Benefits of Commercial Financing

✓ Flexible Terms

Choose terms designed around your business cash flow and long-term goals.

✓ Competitive Rates

We help you explore financing with sustainable monthly payments.

✓ Options for Expansion or Investment

Support for both owner-occupied and investor-focused projects.

Who It’s For

• Small business owners

• Local investors

• Rental property owners

• Commercial developers

• Entrepreneurs purchasing property instead of leasing

Requirements

Commercial lending typically involves:

• Business documentation

• Cash flow and income history

• Property analysis

• Strong financials or collateral

We guide you through what to expect and help you prepare a strong application.

Frequently Asked Questions

Can rental homes be financed commercially?

Multi-unit or investor properties often qualify.

Do you work with small businesses?

Yes — we specialize in working with local business owners in Southside Virginia.

Are down payments higher?

Commercial loans usually require a larger down payment, depending on the loan type.